/* === START: info pages — MCAG, Foundation, info-for heroes, benefits, deadlines === */

/* MCAG */
.info-hero--mcag {
  background: #0a3d2e;
  position: relative;
  overflow: hidden;
}

.info-hero--mcag::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 55%;
  height: 100%;
  background: linear-gradient(to right, #0a3d2e 0%, rgba(10,61,46,0.85) 30%, rgba(10,61,46,0.4) 60%, transparent 85%), url('../images/benefits/mcag_as_113785553.webp') center/cover no-repeat;
  pointer-events: none;
}

.info-hero--mcag::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -80px;
  width: 380px;
  height: 380px;
  background: radial-gradient(circle, rgba(244,167,22,0.07) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

@media (max-width: 992px) {
  .info-hero--mcag::before {
    width: 100%;
    background: linear-gradient(rgba(10,61,46,0.82), rgba(10,61,46,0.82)), url('../images/benefits/mcag_as_113785553.webp') center/cover no-repeat;
  }
}
div.info-how.info-how--alt {
  background: #ffffff;
}

.mcag-archive {
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid #e5e9ef;
  border-radius: 10px;
  overflow: hidden;
}

.mcag-archive__year {
  display: grid;
  grid-template-columns: 100px 1fr;
  align-items: center;
  border-bottom: 1px solid #e5e9ef;
  transition: background 0.15s;
}

.mcag-archive__year:last-child {
  border-bottom: none;
}

.mcag-archive__year:hover {
  background: #f7f9fc;
}

.mcag-archive__year-label {
  font-size: 1.1rem;
  font-weight: 700;
  color: #0a2540;
  padding: 16px 24px;
  border-right: 1px solid #e5e9ef;
  text-align: center;
}

.mcag-archive__issues {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 2px;
  padding: 12px 20px;
}

.mcag-archive__issues a {
  font-size: 0.85rem;
  color: #09a1e4;
  padding: 4px 10px;
  border-radius: 4px;
  text-decoration: none;
  white-space: nowrap;
  transition: background 0.15s, color 0.15s;
}

.mcag-archive__issues a:hover {
  background: #09a1e4;
  color: #ffffff;
}

@media (max-width: 575px) {
  .mcag-archive__year {
    grid-template-columns: 70px 1fr;
  }
  .mcag-archive__year-label {
    font-size: 0.95rem;
    padding: 12px;
  }
  .mcag-archive__issues {
    padding: 10px 12px;
  }
}
/* END MCAG */
/* BEGIN FOUNDATAION */
.info-hero--foundation {
  background: #5c0a0a;
  position: relative;
  overflow: hidden;
}

.info-hero--foundation::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 55%;
  height: 100%;
  background: linear-gradient(to right, #5c0a0a 0%, rgba(92,10,10,0.85) 30%, rgba(92,10,10,0.4) 60%, transparent 85%), url('../images/benefits/foundation_as_296649485.webp') center/cover no-repeat;
  pointer-events: none;
}

.info-hero--foundation::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -80px;
  width: 380px;
  height: 380px;
  background: radial-gradient(circle, rgba(244,167,22,0.07) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

@media (max-width: 992px) {
  .info-hero--foundation::before {
    width: 100%;
    background: linear-gradient(rgba(92,10,10,0.82), rgba(92,10,10,0.82)), url('../images/benefits/foundation_as_296649485.webp') center/cover no-repeat;
  }
}
.info-hero--secure {
  background: #5c0a0a;
  position: relative;
  overflow: hidden;
}

.info-hero--secure::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 55%;
  height: 100%;
  background: linear-gradient(to right, #5c0a0a 0%, rgba(92,10,10,0.85) 30%, rgba(92,10,10,0.4) 60%, transparent 85%), url('../images/benefits/secure_as_274516409.webp') center/cover no-repeat;
  pointer-events: none;
}

.info-hero--secure::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -80px;
  width: 380px;
  height: 380px;
  background: radial-gradient(circle, rgba(244,167,22,0.07) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

@media (max-width: 992px) {
  .info-hero--secure::before {
    width: 100%;
    background: linear-gradient(rgba(92,10,10,0.82), rgba(92,10,10,0.82)), url('../images/benefits/secure_as_274516409.webp') center/cover no-repeat;
  }
}




.info-closing {
  background: #f4f6f9;
  padding: 48px 0;
  border-top: 3px solid #FFB700;
}

.info-closing__inner {
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}

.info-closing__text {
  font-size: 1.15rem;
  line-height: 1.8;
  color: #444;
  font-style: italic;
}
.pledge-timeline {
  display: flex;
  flex-direction: column;
  gap: 0;
  border-left: 3px solid #FFB700;
  margin-left: 60px;
  padding-left: 40px;
}

.pledge-timeline__item {
  position: relative;
  padding-bottom: 48px;
}

.pledge-timeline__item:last-child {
  padding-bottom: 0;
}

.pledge-timeline__year {
  position: absolute;
  left: -100px;
  top: 0;
  font-size: 1.1rem;
  font-weight: 800;
  color: #FFB700;
  width: 52px;
  text-align: right;
}

.pledge-timeline__title {
  font-size: 1.15rem;
  font-weight: 700;
  color: #0a2540;
  margin-bottom: 8px;
}

.pledge-timeline__quote {
  border-left: 3px solid #e5e9ef;
  margin: 16px 0 0 0;
  padding: 8px 16px;
  color: #555;
  font-style: italic;
}

.pledge-timeline__quote cite {
  display: block;
  margin-top: 6px;
  font-size: 0.875rem;
  font-style: normal;
  color: #888;
}

.info-closing__cite {
  display: block;
  margin-top: 12px;
  font-size: 0.9rem;
  color: #888;
  font-style: normal;
}

@media (max-width: 575px) {
  .pledge-timeline {
    margin-left: 48px;
    padding-left: 24px;
  }
  .pledge-timeline__year {
    left: -80px;
    font-size: 0.95rem;
  }
}
.ncata-content {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 40px;
}

.ncata-section__title {
  font-size: 1.15rem;
  font-weight: 700;
  color: #0a2540;
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 2px solid #FFB700;
}
.legend-scholars {
  display: flex;
  flex-direction: column;
  gap: 48px;
}

.legend-scholar {
  display: grid;
  grid-template-columns: 140px 1fr;
  gap: 32px;
  align-items: start;
  padding-bottom: 48px;
  border-bottom: 1px solid #e5e9ef;
}

.legend-scholar:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.legend-scholar__photo img {
  width: 140px;
  height: 140px;
  object-fit: cover;
  border-radius: 50%;
  border: 3px solid #FFB700;
}

.legend-scholar__name {
  font-size: 1.15rem;
  font-weight: 700;
  color: #0a2540;
  margin-bottom: 10px;
  padding-bottom: 8px;
  border-bottom: 2px solid #FFB700;
}

@media (max-width: 575px) {
  .legend-scholar {
    grid-template-columns: 1fr;
  }

  .legend-scholar__photo {
    display: flex;
    justify-content: center;
  }
}
.secure-quotes {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-bottom: 16px;
}

.secure-quote {
  background: #f4f6f9;
  border-left: 4px solid #FFB700;
  border-radius: 0 8px 8px 0;
  padding: 24px 28px;
  margin: 0;
}

.secure-quote p {
  font-style: italic;
  color: #444;
  margin-bottom: 12px;
}

.secure-quote cite {
  font-size: 0.875rem;
  color: #888;
  font-style: normal;
}

.secure-conditions {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.secure-conditions__heading {
  font-size: 1.05rem;
  font-weight: 700;
  color: #0a2540;
  margin-bottom: 16px;
  padding-bottom: 8px;
  border-bottom: 2px solid #FFB700;
}

.secure-list {
  padding-left: 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.secure-list li {
  font-size: 0.925rem;
  line-height: 1.6;
  color: #444;
}

.secure-list--exclusions li {
  color: #666;
}

.secure-doc-img {
  border: 1px solid #e5e9ef;
  border-radius: 6px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
  transition: box-shadow 0.2s;
}

.secure-doc-img:hover {
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}

@media (max-width: 767px) {
  .secure-quotes,
  .secure-conditions {
    grid-template-columns: 1fr;
  }
}
/* END FOUNDATAION */



/* buttons in CTAs on info pages */
.info-points .btn {
  line-height: 1;
  padding: 12px 24px;
  border-width: 2px;
}
.info-points .btn:hover {
  transform: none;
  box-shadow: none;
}

.btn-outline-parent {
  background: transparent;
  color: #ffffff;
  border: 2px solid #09a1e4;
  box-shadow: 0 2px 8px rgba(9,161,228,0.25);
}

.btn-outline-parent:hover {
  background: #09a1e4;
  color: #ffffff;
  box-shadow: 0 4px 12px rgba(9,161,228,0.4);
}
/*--------------------------------------------------------------
# END benefits page hero
--------------------------------------------------------------*/

/*--------------------------------------------------------------
# BEGIN stats strip and other sections for info for pages
--------------------------------------------------------------*/
/* ── Stats Strip ── */
.info-stats-strip {
  background: #fff;
  border-bottom: 1px solid #d0dde8;
}

.info-stats-strip__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.info-stats-strip__item {
  padding: 32px 24px;
  text-align: center;
  border-right: 1px solid #d0dde8;
}
.info-stats-strip__item:last-child {
  border-right: none;
}

.info-stats-strip__num {
  font-family: 'Source Serif 4', Georgia, serif; /* or your existing serif var */
  font-size: 2.2rem;
  font-weight: 700;
  color: #0077b6; /* your sage blue */
  line-height: 1;
  margin-bottom: 8px;
}

.info-stats-strip__label {
  font-size: 1rem;
  color: #5a6a7a;
  font-weight: 500;
  line-height: 1.45;
}

/* Collapse to 2x2 on mobile */
@media (max-width: 767px) {
  .info-stats-strip__grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .info-stats-strip__item:nth-child(2) {
    border-right: none;
  }
  .info-stats-strip__item:nth-child(1),
  .info-stats-strip__item:nth-child(2) {
    border-bottom: 1px solid #d0dde8;
  }
}
/* ── Zero Cost Callout ── */
.info-zero-cost {
  background: #fff;  /* page background, not the band color */
  padding: 40px 0;
}


.info-zero-cost__icon {
  font-size: 2.8rem;
  color: #09A1E4;
  flex-shrink: 0;
  line-height: 1;
}

.info-zero-cost__inner {
  display: flex;
  align-items: center;
  gap: 28px;
  background: linear-gradient(135deg, #0a2240, #0d3a6a);  /* dark card */
  border-radius: 12px;
  padding: 36px 48px;
}
/* page specific color overrides */
.info-zero-cost--financial .info-zero-cost__inner {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}
.info-zero-cost--families .info-zero-cost__inner {
  background: linear-gradient(135deg, #0a3d2e 0%, #0d5c4a 100%);
}
.info-zero-cost--students .info-zero-cost__inner {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}
.info-zero-cost--employers .info-zero-cost__inner {
  background: linear-gradient(135deg, #061828 0%, #0a2540 100%);
}
.info-zero-cost--independent .info-zero-cost__inner {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}

/* end page specific color overrides */
.info-zero-cost__heading {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: 1.45rem;
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 8px;
}

.info-zero-cost__body {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.7;
  margin: 0;
}

.info-zero-cost__body strong {
  color: #09A1E4;
}

@media (max-width: 767px) {
  .info-zero-cost__inner {
    flex-direction: column;
    text-align: center;
  }
}
/* ── How It Works ── */
#how-it-works {
  scroll-margin-top: 90px;
}
.info-how {
  background: #f0f6fc;
  padding: 40px 0 68px;
  border-bottom: 1px solid #d0dde8;
}

.info-how__header {
  text-align: center;
  max-width: 790px;
  margin: 0 auto 48px;
}

.info-how__tag {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #09A1E4;
  margin-bottom: 12px;
}

.info-how__title {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #0a2240;
  margin-bottom: 14px;
  line-height: 1.2;
}

.info-how__lead {
  font-size: 1rem;
  color: #5a6a7a;
  line-height: 1.75;
  margin: 0;
}

.info-how__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);  /* 4 across at full width */
  gap: 1.5rem;
}

.info-how__step {
  background: #fff;
  border: 1px solid #d0dde8;
  border-radius: 12px;
  padding: 36px 32px;
  transition: box-shadow 0.25s, transform 0.25s;
}

.info-how__step:hover {
  box-shadow: 0 12px 36px rgba(10,34,64,0.09);
  transform: translateY(-4px);
}

.info-how__num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: #09A1E4;
  color: #fff;
  font-weight: 700;
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.info-how__step-title {
  font-weight: 700;
  font-size: 1.05rem;
  color: #0a2240;
  margin-bottom: 10px;
}

.info-how__step-body {
  font-size: 0.92rem;
  color: #5a6a7a;
  line-height: 1.7;
  margin: 0;
}

@media (max-width: 1200px) {
  .info-how__grid {
    grid-template-columns: repeat(2, 1fr);  /* 2x2 */
  }
}

@media (max-width: 575px) {
  .info-how__grid {
    grid-template-columns: 1fr;  /* single column on mobile */
  }
}
/* ── Benefits Grid ── */
.info-benefits {
  background: #fff;
  padding: 72px 0;
  border-bottom: 1px solid #d0dde8;
}

.info-benefits__header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 48px;
}

.info-benefits__tag {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #09A1E4;
  margin-bottom: 12px;
}

.info-benefits__title {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #0a2240;
  margin-bottom: 14px;
  line-height: 1.2;
}

.info-benefits__lead {
  font-size: 1rem;
  color: #5a6a7a;
  line-height: 1.75;
  margin: 0;
}

.info-benefits__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.info-benefits__card {
  background: #fff;
  border: 1px solid #d0dde8;
  border-radius: 12px;
  padding: 32px 28px;
  transition: box-shadow 0.25s, transform 0.25s;
}
.info-benefits__card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}

.info-benefits__card:hover {
  box-shadow: 0 10px 32px rgba(10,34,64,0.09);
  transform: translateY(-3px);
}

.info-benefits__icon {
  font-size: 1.6rem;
  line-height: 1;
  flex-shrink: 0;
}


.info-benefits__card-title {
  font-weight: 700;
  font-size: 1rem;
  color: #0a2240;
  margin: 0;
}

.info-benefits__card-body {
  font-size: 0.9rem;
  color: #5a6a7a;
  line-height: 1.65;
  margin: 0 0 12px;
}

.info-benefits__pill {
  display: inline-block;
  background: rgba(9,161,228,0.1);
  color: #09A1E4;
  font-size: 0.75rem;
  font-weight: 600;
  padding: 3px 12px;
  border-radius: 100px;
}

@media (max-width: 767px) {
  .info-benefits__grid {
    grid-template-columns: 1fr;
  }
}
/* ── Points Explainer ── */
.info-points {
  background: linear-gradient(135deg, #0a2240, #0d3a6a);
  padding: 72px 0;
}
/* color overrides */
.info-points--financial {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}
.info-points--families {
  background: linear-gradient(135deg, #0a3d2e 0%, #0d5c4a 100%);
}
.info-points--employers {
  background: linear-gradient(135deg, #061828 0%, #0a2540 100%);
}
.info-points--independent {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}
/* end color overrides */

.info-points__layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.info-points__tag {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #09A1E4;
  margin-bottom: 12px;
}

.info-points__title {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 20px;
}

.info-points__body {
  font-size: 0.97rem;
  color: rgba(255,255,255,0.68);
  line-height: 1.75;
  margin-bottom: 16px;
}

.info-points__body strong {
  color: #09A1E4;
  font-weight: 600;
}

/* Right panel */
.info-points__right {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 14px;
  padding: 12px 28px;
}

.info-points__row {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 18px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.info-points__row:last-child {
  border-bottom: none;
}

.info-points__row-icon {
  font-size: 1.4rem;
  width: 32px;
  text-align: center;
  flex-shrink: 0;
}

.info-points__row-text {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.info-points__row-text strong {
  color: #fff;
  font-size: 0.92rem;
  font-weight: 600;
}

.info-points__row-text span {
  color: rgba(255,255,255,0.5);
  font-size: 0.82rem;
}

@media (max-width: 767px) {
  .info-points__layout {
    grid-template-columns: 1fr;
    gap: 36px;
  }
}
/* ── Testimonials ── */
.info-testimonials {
  background: #f0f6fc;
  padding: 72px 0;
  border-bottom: 1px solid #d0dde8;
}

.info-testimonials__header {
  text-align: center;
  max-width: 840px;
  margin: 0 auto 48px;
}

.info-testimonials__tag {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #09A1E4;
  margin-bottom: 12px;
}

.info-testimonials__title {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #0a2240;
  margin-bottom: 14px;
  line-height: 1.2;
}

.info-testimonials__lead {
  font-size: 1rem;
  color: #5a6a7a;
  line-height: 1.75;
  margin: 0;
}

/* ── Grid ── */
.info-testimonials__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.info-testimonials__grid--financial,
.info-testimonials__grid--students,
.info-testimonials__grid--employers,
.info-testimonials__grid--independent {
  grid-template-columns: repeat(3, 1fr);
}

/* ── Base card ── */
.info-testimonials__card {
  background: #fff;
  border: 1px solid #d0dde8;
  border-radius: 12px;
  padding: 32px 28px;
  position: relative;
}

.info-testimonials__quote-mark {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: 4.5rem;
  color: #09A1E4;
  opacity: 0.2;
  line-height: 1;
  position: absolute;
  top: 12px;
  left: 22px;
}

.info-testimonials__tag-pill {
  display: inline-block;
  background: rgba(9,161,228,0.1);
  color: #09A1E4;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  padding: 3px 12px;
  border-radius: 100px;
  margin-bottom: 16px;
}

.info-testimonials__blockquote {
  font-size: 0.95rem;
  color: #0a2240;
  line-height: 1.75;
  margin: 0 0 24px;
  padding-top: 16px;
}

.info-testimonials__author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.info-testimonials__avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, #09A1E4, #0a2240);
  color: #fff;
  font-size: 0.8rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.info-testimonials__author-info strong {
  display: block;
  font-size: 0.88rem;
  color: #0a2240;
  font-weight: 600;
}

.info-testimonials__author-info span {
  font-size: 0.8rem;
  color: #5a6a7a;
}

/* ── CTA card ── */
.info-testimonials__card--cta {
  background: linear-gradient(135deg, #0a2240, #0d3a6a);
  border: none;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 24px;
}

.info-testimonials__cta-text {
  font-size: 0.97rem;
  color: rgba(255,255,255,0.75);
  line-height: 1.75;
  margin: 0;
}

/* ── CTA color overrides ── */
.info-testimonials__grid--financial .info-testimonials__card--cta {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}
.info-testimonials__grid--families .info-testimonials__card--cta {
  background: linear-gradient(135deg, #0a3d2e 0%, #0d5c4a 100%);
}
.info-testimonials__grid--students .info-testimonials__card--cta {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}
.info-testimonials__grid--employers .info-testimonials__card--cta {
  background: linear-gradient(135deg, #061828 0%, #0a2540 100%);
}
.info-testimonials__grid--independent .info-testimonials__card--cta {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .info-testimonials__grid--financial,
  .info-testimonials__grid--students,
  .info-testimonials__grid--employers,
  .info-testimonials__grid--independent {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 767px) {
  .info-testimonials__grid,
  .info-testimonials__grid--financial,
  .info-testimonials__grid--students,
  .info-testimonials__grid--employers,
  .info-testimonials__grid--families,
  .info-testimonials__grid--independent {
    grid-template-columns: 1fr;
  }
}

/* ── Form Section ── */
.info-form {
  background: linear-gradient(135deg, #0a2240, #0d3a6a);
  padding: 72px 0;
}

.info-form--financial {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}
.info-form--families {
  background: linear-gradient(135deg, #0a3d2e 0%, #0d5c4a 100%);
}
.info-form--employers {
  background: linear-gradient(135deg, #061828 0%, #0a2540 100%);
}
.info-form--independent {
  background: linear-gradient(135deg, #071e24 0%, #0e4f5c 100%);
}


.info-form__layout {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 72px;
  align-items: start;
}

/* Left pitch */
.info-form__tag {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #09A1E4;
  margin-bottom: 12px;
}

.info-form__title {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 16px;
}

.info-form__body {
  font-size: 0.97rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.75;
  margin-bottom: 28px;
}

.info-form__perks {
  list-style: none;
  padding: 0;
  margin: 0;
}

.info-form__perks li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.92rem;
  color: rgba(255,255,255,0.8);
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.info-form__perks li:last-child {
  border-bottom: none;
}

.info-form__perk-check {
  color: #09A1E4;
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

/* Right form card */
.info-form__card {
  background: #fff;
  border-radius: 14px;
  padding: 40px 36px;
  box-shadow: 0 24px 64px rgba(0,0,0,0.25);
}

.info-form__card-title {
  font-family:'Source Serif 4', Georgia, serif;
  font-size: 1.4rem;
  font-weight: 800;
  color: #0a2240;
  margin-bottom: 4px;
}

.info-form__card-sub {
  font-size: 0.88rem;
  color: #5a6a7a;
  margin-bottom: 28px;
}

.info-form__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
/* also applies to forms on beneifts pages - specifically the select drop down rules */
.info-form__group {
  margin-bottom: 16px;
}

.info-form__group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: #0a2240;
  margin-bottom: 6px;
}

.info-form__group input,
.info-form__group select {
  height: 42px;
}

.info-form__group input,
.info-form__group select,
.info-form__group textarea {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid #d0dde8;
  border-radius: 8px;
  font-size: 0.9rem;
  font-family: inherit;
  line-height: 1.4;
  box-sizing: border-box;
  color: #0a2240;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.info-form__group input:focus,
.info-form__group select:focus,
.info-form__group textarea:focus {
  border-color: #09A1E4;
  box-shadow: 0 0 0 3px rgba(9,161,228,0.12);
}

.info-form__group textarea {
  resize: vertical;
}

.info-form__group select {
  appearance: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%230a2240' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 12px 8px;
  padding-right: 38px;
  cursor: pointer;
}

.info-form__submit {
  width: 100%;
  padding: 14px;
  border: none;
  border-radius: 8px;
  font-size: 1rem;
  font-family: inherit;
  cursor: pointer;
  margin-top: 8px;
}

#request-info {
  scroll-margin-top: 90px;
}

@media (max-width: 991.98px) {
  .info-form__layout { grid-template-columns: 1fr; gap: 40px; }
  .info-form__card { width: 100%; max-width: 720px; }
}

@media (max-width: 575.98px) {
  .info-form { padding: 56px 0; }
  .info-form__card { padding: 32px 24px; }
  .info-form__row { grid-template-columns: 1fr; gap: 0; }
}

/* support form */
/* Short support hero */
.info-hero--support {
  background: #0a2540;
  background-image: url('../images/support/support_as_221702780.webp');
  background-size: cover;
  background-position: center 20%;
  min-height: 220px;
  margin-top: -8.75em;
  padding: calc(8.75em + 56px) 0 56px;
  position: relative;
  overflow: hidden;
}

.info-hero--support::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(6,24,40,0.92) 0%,
    rgba(6,24,40,0.75) 50%,
    rgba(6,24,40,0.5) 100%
  );
  pointer-events: none;
}

.info-hero--support .info-hero__heading {
  font-size: clamp(2rem, 4vw, 3rem);
}

@media (min-width: 500px) and (max-width: 1200px) {
  .info-hero--support {
    background-position: center 0%;
    background-size: 130% auto;
  }
}

@media (max-width: 768px) {
  .info-hero--support {
    margin-top: -9.25em;
    padding-top: calc(9.25em + 48px);
  }
}

@media (max-width: 575px) {
  .info-hero--support {
    margin-top: -3.75em;
    padding-top: calc(3.75em + 40px);
  }
}

/* White form section */
.info-form--support {
  background: #ffffff;
  padding: 64px 0;
}

/* Light overrides for left pitch on white background */
.info-form__tag--dark {
  color: #09a1e4;
}

.info-form__title--dark {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  font-weight: 800;
  color: #0a2540;
  line-height: 1.2;
  margin-bottom: 16px;
}

.info-form__body--dark {
  font-size: 0.97rem;
  color: #444;
  line-height: 1.75;
  margin-bottom: 28px;
}

.info-form__perks--light {
  list-style: none;
  padding: 0;
  margin: 0;
}

.info-form__perks--light li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.92rem;
  color: #444;
  padding: 10px 0;
  border-bottom: 1px solid #e5e9ef;
}

.info-form__perks--light li:last-child {
  border-bottom: none;
}

.info-form__select {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid #d0dde8;
  border-radius: 8px;
  font-size: 0.9rem;
  font-family: inherit;
  color: #0a2240;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
  background-color: #fff;
}

.info-form__select:focus {
  border-color: #09a1e4;
  box-shadow: 0 0 0 3px rgba(9,161,228,0.12);
}

.info-form__hint {
  display: block;
  font-size: 0.8rem;
  color: #5a6a7a;
  margin-top: 4px;
}


/*--------------------------------------------------------------
# END stats strip and call-outs for info for colleges
--------------------------------------------------------------*/

/* SURVEY */
/* Deadlines body */
.survey-body {
  background: #f4f6f9;
  padding: 8px 0 8px;
}

/* === START: survey page === */
.survey-how {
  background: #f0f6fc;
  padding: 0;
  border-bottom: 1px solid #d0dde8;
}

.survey-how__header {
  text-align: center;
  max-width: 790px;
  margin: 0 auto 18px;
}

/* === START: survey form section === */
.survey-form-section {
  background: #f0f6fc;
  padding: 10px 0 48px;
  border-bottom: 1px solid #d0dde8;
}

.survey-form-section__intro {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 36px;
}

.survey-form-section__card {
  max-width: 680px;
  margin: 0 auto;
  background: #fff;
  border-radius: 14px;
  padding: 40px 44px;
  box-shadow: 0 24px 64px rgba(0,0,0,0.10);
}

/* College pick buttons */
.survey-picks {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 8px;
}

.survey-pick-btn {
  background: #fff;
  border: 2px solid #09a1e4;
  color: #09a1e4;
  font-size: 0.88rem;
  font-weight: 600;
  padding: 8px 18px;
  border-radius: 100px;
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}

.survey-pick-btn:hover,
.survey-pick-btn.active {
  background: #09a1e4;
  color: #fff;
}

/* Divider */
.survey-form-section__divider {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 20px 0;
  color: #5a6a7a;
  font-size: 0.85rem;
}

.survey-form-section__divider::before,
.survey-form-section__divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: #d0dde8;
}

/* Outcome chips */
.survey-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 16px 0;
}

.survey-chip-btn {
  background: #fff;
  border: 1.5px solid #d0dde8;
  color: #5a6a7a;
  font-size: 0.85rem;
  font-weight: 500;
  padding: 7px 16px;
  border-radius: 100px;
  cursor: pointer;
  transition: border-color 0.15s, color 0.15s, background 0.15s;
}

.survey-chip-btn:hover,
.survey-chip-btn.active {
  border-color: #09a1e4;
  color: #09a1e4;
  background: rgba(9,161,228,0.06);
}

/* Selected state */
.survey-selection {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(9,161,228,0.08);
  border: 1px solid rgba(9,161,228,0.25);
  border-radius: 8px;
  padding: 10px 16px;
  margin: 16px 0;
  font-size: 0.9rem;
  color: #0a2240;
}

.survey-selection__change {
  background: none;
  border: none;
  color: #09a1e4;
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  padding: 0;
}

/* Actions */
.survey-form-section__actions {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-top: 28px;
  flex-wrap: wrap;
}

.survey-form-section__actions .info-form__submit {
  flex-shrink: 0;
}

.survey-skip-btn {
  background: none;
  border: none;
  color: #5a6a7a;
  font-size: 0.9rem;
  cursor: pointer;
  text-decoration: underline;
  padding: 0;
}

.survey-skip-btn:hover {
  color: #0a2240;
}

/* Success state */
.survey-form-section__success {
  text-align: center;
  padding: 16px 0;
}


.survey-form-section__success-title {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: 1.5rem;
  font-weight: 800;
  color: #0a2240;
  margin-bottom: 10px;
}

.survey-form-section__success-body {
  font-size: 0.97rem;
  color: #5a6a7a;
  line-height: 1.75;
  margin: 0;
}

/* input style to match info-form__group */
#survey-college-lookup {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid #d0dde8;
  border-radius: 8px;
  font-size: 0.9rem;
  font-family: inherit;
  color: #0a2240;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
}

#survey-college-lookup:focus {
  border-color: #09a1e4;
  box-shadow: 0 0 0 3px rgba(9,161,228,0.12);
}

@media (max-width: 767px) {
  .survey-form-section__card {
    padding: 28px 20px;
  }

  .survey-form-section__actions {
    flex-direction: column;
    align-items: flex-start;
  }
}
.survey-form-section__success-icon {
  font-size: 3.5rem;
  color: #09a1e4;
  margin-bottom: 16px;
}
/* === END: survey form section === */
/* === END: survey page === */

/*--------------------------------------------------------------
# BEGIN Arro Benefits Page
--------------------------------------------------------------*/

/* ── Hero ── */
.info-hero--arro {
  background: #061a33;
  position: relative;
  overflow: hidden;
  padding-top: 150px;
  padding-bottom: 40px;
}

/*
  Replace arro-hero-placeholder.webp with final Arro-approved artwork.

  Best source image:
  - transparent PNG/WebP
  - card / circle / stars / handwriting already composed
  - little or no empty space around artwork
*/
.info-hero--arro::before {
  content: '';
  position: absolute;
  top: 105px;
  left: calc(50% + 70px);
  width: 680px;
  height: calc(100% - 105px);
  background: url('../images/arro/arro_header_680.webp') center / contain no-repeat;
  pointer-events: none;
}

/* Smaller desktop / laptop */
@media (max-width: 1199.98px) {
  .info-hero--arro::before {
    top: 105px;
    left: calc(50% + 10px);
    width: 550px;
  }
}


/* Tablet */
@media (max-width: 991.98px) {
  .info-hero--arro::before {
    top: 100px;
    left: calc(50% + 20px);
    width: 440px;
  }

  .info-hero--arro .info-hero__heading {
    max-width: 500px;
  }
}


/* Mobile */
@media (max-width: 767.98px) {
  .info-hero--arro::before {
    display: none;
  }
}

.info-hero--arro .info-hero__heading {
  font-size: clamp(2rem, 3.2vw, 2.8rem);
  line-height: 1.08;
  max-width: 620px;
}

/* Make sure hero content stays above artwork */
.info-hero--arro .info-hero__inner {
  position: relative;
  z-index: 1;
}

/* Arro green replaces the normal blue hero badge treatment */
.info-hero--arro .info-hero__badge {
  color: #63d6bd;
  border-color: rgba(99,214,189,0.55);
}

/* Limit copy so it doesn't wander underneath the artwork */
.info-hero--arro .info-hero__heading,
.info-hero--arro .info-hero__sub,
.info-hero--arro .info-hero__actions {
  max-width: 590px;
}

/* Arro CTA */
.btn-arro {
  background: #13aa82;
  border: 2px solid #13aa82;
  color: #fff;
  font-weight: 600;
}

.btn-arro:hover,
.btn-arro:focus {
  background: #0e9471;
  border-color: #0e9471;
  color: #fff;
}

/* Tablet */
@media (max-width: 992px) {
  .info-hero--arro::before {
    right: -60px;
    width: 52%;
    opacity: 0.5;
  }

  .info-hero--arro .info-hero__heading,
  .info-hero--arro .info-hero__sub,
  .info-hero--arro .info-hero__actions {
    max-width: 58%;
  }
}

/* Mobile */
@media (max-width: 767px) {
  .info-hero--arro::before {
    right: -80px;
    width: 85%;
    opacity: 0.18;
  }

  .info-hero--arro .info-hero__heading,
  .info-hero--arro .info-hero__sub,
  .info-hero--arro .info-hero__actions {
    max-width: 100%;
  }
}

/* ── Intro / Stronger Financial Start ── */

.arro-intro {
  background: #fff;
  padding: 72px 0;
}

.arro-intro__layout {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 72px;
  align-items: center;
}

.arro-intro__content {
  max-width: 720px;
}

.arro-section-tag {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #1aa98b;
  margin-bottom: 12px;
}

.arro-section-title {
  font-family: 'Source Serif 4', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #0a2240;
  line-height: 1.2;
  margin-bottom: 18px;
}

.arro-section-body {
  font-size: 0.97rem;
  color: #5a6a7a;
  line-height: 1.75;
  margin-bottom: 18px;
}

.arro-section-body:last-child {
  margin-bottom: 0;
}

.arro-intro__audiences {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.arro-audience-card {
  display: grid;
  grid-template-columns: 58px 1fr;
  gap: 18px;
  align-items: start;

  border: 1px solid #d7e7e4;
  border-radius: 12px;
  padding: 24px 26px;

  color: inherit;
  text-decoration: none;
  cursor: pointer;

  transition:
    transform .15s ease,
    box-shadow .15s ease;
}

.arro-audience-card--students {
  background: #eef8f4;
}

.arro-audience-card--families {
  background: #eef7fb;
}

.arro-audience-card__icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;

  display: flex;
  align-items: center;
  justify-content: center;

  font-size: 1.7rem;
  background: rgba(26, 169, 139, .12);
}

.arro-audience-card--families .arro-audience-card__icon {
  background: rgba(9, 161, 228, .12);
}

.arro-audience-card__title {
  margin: 0 0 2px;
  font-size: 1rem;
  font-weight: 700;
  color: #0a2240;
}

.arro-audience-card__lead {
  display: block;
  margin-bottom: 8px;
  font-size: .82rem;
  line-height: 1.35;
  color: #0a2240;
}

.arro-audience-card__body {
  margin: 0;
  font-size: .84rem;
  line-height: 1.55;
  color: #5a6a7a;
}

.arro-audience-card:hover,
.arro-audience-card:focus {
  color: inherit;
  text-decoration: none;
}

.arro-audience-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(0, 0, 0, .08);
}

.arro-audience-card:focus-visible {
  outline: 3px solid #16b99a;
  outline-offset: 3px;
}
@media (max-width: 992px) {
  .arro-intro__layout { grid-template-columns: 1fr; gap: 40px; }
  .arro-intro__content { max-width: none; }
}

@media (max-width: 575px) {
  .arro-intro { padding: 56px 0; }
  .arro-audience-card { grid-template-columns: 1fr; gap: 12px; }
}

/* ── How Arro Works ── */

#how-arro-works { scroll-margin-top: 90px; }
.arro-how         { position: relative; background: #eef8fc; padding: 72px 0; border-top: 1px solid #dbe9ef; border-bottom: 1px solid #dbe9ef; }
.arro-how__header { position: relative; width: 100%; margin-bottom: 40px; }
.arro-how__lead   { max-width: 820px; font-size: 0.97rem; color: #5a6a7a; line-height: 1.75; margin: 0; }
.arro-how__grid   { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.arro-how__card   { background: #fff; border: 1px solid #d7e3e8; border-radius: 12px; padding: 28px 24px; min-height: 300px; transition: box-shadow 0.2s, transform 0.2s; }
.arro-how__card:hover { box-shadow: 0 10px 28px rgba(10,34,64,0.08); transform: translateY(-3px); }
.arro-how__card-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 22px; }
.arro-how__num    { width: 38px; height: 38px; border-radius: 50%; display: flex; align-items: center; justify-content: center; background: #e7f5ef; color: #0a2240; font-size: 0.9rem; font-weight: 700; }
.arro-how__icon   { font-size: 1.8rem; line-height: 1; }
.arro-how__title  { font-size: 1rem; font-weight: 700; color: #0a2240; line-height: 1.35; margin-bottom: 12px; }
.arro-how__body   { font-size: 0.88rem; color: #5a6a7a; line-height: 1.65; margin: 0; }
.arro-burst       { position: absolute; top: 200px;  right: max(52px, calc((100vw - 1320px) / 2)); width: 84px; height: 70px; pointer-events: none; z-index: 2; transform: translateX(20px); }
.arro-burst span  { position: absolute; width: 4px; background: #27b98f; border-radius: 999px; transform-origin: center bottom; }

.arro-burst span:nth-child(1) { left: 4px;  top: 30px; height: 34px; }
.arro-burst span:nth-child(2) { left: 26px; top: 2px;  height: 52px; transform: rotate(14deg); }
.arro-burst span:nth-child(3) { left: 50px; top: 9px;  height: 44px; transform: rotate(34deg); }
.arro-burst span:nth-child(4) { left: 70px; top: 27px; height: 32px; transform: rotate(52deg); }

.arro-education                       { background: #fff; padding: 72px 0; }
.arro-education__layout               { display: grid; grid-template-columns: 1.35fr 0.65fr; gap: 64px; align-items: center; }
.arro-education__content              { max-width: 860px; }
.arro-education__lead                 { max-width: 820px; font-size: 0.97rem; color: #5a6a7a; line-height: 1.75; margin: 0 0 34px; }

.arro-education__features             { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.arro-education__feature              { min-width: 0; }
.arro-education__feature-icon         { height: 40px; display: flex; align-items: flex-end; font-size: 1.8rem; line-height: 1; margin-bottom: 10px; }
.arro-education__feature-icon img     { display: block; width: 27px; height: auto; max-width: none; }

.arro-education__feature:has(.arro-education__feature-icon img) .arro-education__feature-title { margin-top: -2px; }

.arro-education__feature-title        { font-size: 0.95rem; font-weight: 700; color: #0a2240; line-height: 1.3; margin: 0 0 8px; }
.arro-education__feature-body         { font-size: 0.84rem; color: #5a6a7a; line-height: 1.6; margin: 0; }
.arro-education__art                  { display: flex; justify-content: center; align-items: center; }
.arro-education__art img              { display: block; max-width: 100%; width: 260px; height: auto; }
.arro-education__features + .btn-arro { margin-top: 28px; }

.arro-benefits         { background: #eaf7f2; padding: 42px 0 48px; border-top: 1px solid #d9ebe4; border-bottom: 1px solid #d9ebe4; }
.arro-benefits__header { width: 92%; margin: 0 auto 24px; }
.arro-benefits__header .arro-section-title { margin-bottom: 0; }
.arro-benefits__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; width: 92%; margin: 0 auto; }
.arro-benefits__card { display: flex; align-items: center; gap: 16px; min-height: 136px; background: #fff; border: 1px solid #dce8e4; border-radius: 12px; padding: 20px 22px; }
.arro-benefits__icon   { flex: 0 0 44px; width: 44px; text-align: center; font-size: 2rem; line-height: 1; }
.arro-benefits__icon--green  { color: #20ae8c; }
.arro-benefits__icon--purple { color: #7658ad; }
.arro-benefits__icon--blue   { color: #399bd2; }
.arro-benefits__text   { min-width: 0; }
.arro-benefits__text strong { display: block; color: #0a2240; font-size: 0.95rem; font-weight: 700; line-height: 1.15; margin-bottom: 3px; }
.arro-benefits__text span   { display: block; color: #6a7886; font-size: 0.72rem; line-height: 1.25; }

.arro-cta             { background: #061a33; padding: 64px 0; overflow: hidden; }
.arro-cta__layout     { width: 90%; margin: 0 auto; display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 64px; align-items: center; }
.arro-cta__content    { max-width: 720px; }
.arro-cta__title      { font-family: 'Source Serif 4', Georgia, serif; font-size: clamp(1.8rem, 3vw, 2.4rem); font-weight: 800; color: #fff; line-height: 1.2; margin-bottom: 16px; }
.arro-cta__body       { font-size: 1.16rem; color: rgba(255,255,255,0.72); line-height: 1.75; margin: 0 0 26px; }
.arro-cta__art        { display: flex; justify-content: center; align-items: center; }
.arro-cta__art img    { display: block; width: 360px; max-width: 100%; height: auto; }

.arro-legal           { background: #fff; padding: 16px 0 24px; }
.arro-legal p         { max-width: 1100px; margin: 0; font-size: 0.68rem; line-height: 1.5; color: #7b8792; }

@media (max-width: 992px) {
  .arro-cta__layout   { width: 94%; grid-template-columns: 1.25fr 0.75fr; gap: 32px; }
  .arro-cta__art img  { width: 300px; }
}


/* actually stack here */
@media (max-width: 767px) {
  .arro-cta__layout   { grid-template-columns: 1fr; gap: 36px; }
  .arro-cta__art      { justify-content: flex-end; }
  .arro-cta__art img  { width: 280px; }
}


@media (max-width: 575px) {
  .arro-cta           { padding: 52px 0; }
  .arro-cta__art img  { width: 240px; }
}

@media (max-width: 1200px) {
  .arro-benefits__header, .arro-benefits__grid { width: 100%; }
}

@media (max-width: 992px) {
  .arro-benefits__grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 575px) {
  .arro-benefits__grid { grid-template-columns: 1fr; }
}


@media (max-width: 992px) {
  .arro-education__layout   { grid-template-columns: 1fr; gap: 40px; }
  .arro-education__art      { justify-content: flex-start; }
}

@media (max-width: 767px) {
  .arro-education__features { grid-template-columns: 1fr; gap: 24px; }
  .arro-education__art img  { width: 220px; }
}

@media (max-width: 1200px) {
  .arro-how__grid { grid-template-columns: repeat(2, 1fr); }
  .arro-how__card { min-height: 0; }
}

@media (max-width: 767px) {
  .arro-burst { display: none; } }

@media (max-width: 575px) {
  .arro-how { padding: 56px 0; }
  .arro-how__grid { grid-template-columns: 1fr; }
}

/*--------------------------------------------------------------
# END Arro Benefits Page
--------------------------------------------------------------*/

/*--------------------------------------------------------------
# BEGIN INSURIFY Benefits Page
--------------------------------------------------------------*/
/*--------------------------------------------------------------
# BEGIN INSURIFY Benefits Page
--------------------------------------------------------------*/

/* HERO */
.info-hero--insurify {
  --nav-offset: 8.75rem;   /* matches the base .info-hero margin-top */
  --hero-h: clamp(520px, calc(100vw / 2.56), 600px);
  min-height: calc(var(--hero-h) + var(--nav-offset));
  padding-top: var(--nav-offset);
  padding-bottom: 0;
  display: flex;
  align-items: center;
  position: relative;
  isolation: isolate;
  background-color: #051125;
  overflow: hidden;
}

.info-hero--insurify::before {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  right: 0;
  width: min(100%, calc((var(--hero-h) + var(--nav-offset)) * 2.56));   /* 1920 / 750 */
  z-index: -1;
  background:
    linear-gradient(90deg,
      #051125 0%,
      rgba(5, 17, 37, .80) 20%,
      rgba(5, 17, 37, .35) 45%,
      rgba(5, 17, 37, 0) 65%
    ),
    url('../../assets/images/insurify/info_hero_insurify_599379867.webp')
    right center / cover no-repeat;
}

.info-hero--insurify .info-hero__badge { color: #f4512a; }
.info-hero--insurify .info-hero__inner { padding-top: 65px; padding-bottom: 65px; }
.info-hero--insurify .info-hero__heading { max-width: 540px; }
.info-hero--insurify .info-hero__sub { max-width: 470px; }

/* BUTTON */
.btn-insurify {
  background: #f4512a;
  color: #fff;
  border: 1px solid #f4512a;
  border-radius: 9px;
  font-weight: 600;
  padding: 12px 22px;
  text-decoration: none;
  transition: background .2s ease, border-color .2s ease;
}
.btn-insurify:hover, .btn-insurify:focus { background: #d93e1d; border-color: #d93e1d; color: #fff; }

/* SHARED SECTION TEXT */
.insurify-section-tag { color: #f4512a; font-size: 13px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; margin-bottom: 12px; }
.insurify-section-title { color: #092334; font-size: clamp(26px, 2.5vw, 34px); font-weight: 700; line-height: 1.2; margin-bottom: 24px; }

/* INTRODUCTION */
.insurify-intro { padding: 70px 0; background: #fff; }
.insurify-intro__layout { display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(280px, 1fr); gap: 55px; align-items: center; }
.insurify-intro__content p { color: #444; font-size: 16px; line-height: 1.75; margin-bottom: 16px; }
.insurify-intro__content p:last-child { margin-bottom: 0; }

.insurify-intro__card { text-decoration: none; color: inherit; cursor: pointer; transition: background .2s ease, transform .2s ease; }
.insurify-intro__logo {
  flex: 0 0 110px;
  width: 110px;
  height: 110px;
  border-radius: 50%;
  background: #f4512a;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 15px;
}
.insurify-intro__card:hover { background: #f9ddd5; transform: translateY(-2px); }
.insurify-intro__card:hover, .insurify-intro__card:focus { text-decoration: none; }
.insurify-intro__card:focus-visible { outline: 3px solid #f4512a; outline-offset: 4px; }

.insurify-intro__logo img { display: block; width: 100%; height: auto; object-fit: contain; }
.insurify-intro__card-content { flex: 1; min-width: 0; transform: translateY(-16px); }
.insurify-intro__card-content h3 { color: #092334; font-size: 22px; font-weight: 700; line-height: 1.2; margin-bottom: 12px; }
.insurify-intro__card-content p { color: #30343a; font-size: 14px; line-height: 1.6; margin: 0; }
a.insurify-intro__card,
a.insurify-intro__card:visited {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 35px;
  background: #fceae5;
  border-radius: 16px;
  min-height: 220px;
  color: inherit;
  text-decoration: none;
}

a.insurify-intro__card:hover {
  background: #f9ddd5;
  color: inherit;
  text-decoration: none;
  transform: translateY(-2px);
}

a.insurify-intro__card h3,
a.insurify-intro__card p {
  color: inherit;
}

/* COVERAGE */
.insurify-coverage { padding: 70px 0; background: #eaf6fb; }
.insurify-coverage__lead { color: #444; font-size: 16px; line-height: 1.6; margin-bottom: 35px; }
.insurify-coverage__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }

.insurify-coverage__card { display: flex; flex-direction: column; padding: 28px 24px 24px; background: #fff; border: 1px solid #e0e8ec; border-radius: 14px; min-width: 0; }
.insurify-coverage__top { display: flex; align-items: center; gap: 14px; margin-bottom: 18px; }
.insurify-coverage__icon { width: 64px; height: 64px; flex: 0 0 64px; object-fit: contain; }
.insurify-coverage__top h3 { color: #092334; font-size: 20px; font-weight: 700; line-height: 1.2; margin: 0 0 5px; }
.insurify-coverage__subtitle { color: #444; font-size: 12px; line-height: 1.4; }
.insurify-coverage__card > p { color: #555; font-size: 15px; line-height: 1.65; margin: 0 0 24px; }
.insurify-coverage__card .btn-insurify { display: block; margin-top: auto; padding: 12px 14px; font-size: 14px; text-align: center; white-space: normal; }

/* WHAT TO EXPECT */
.insurify-steps { padding: 70px 0; background: #fff; }
.insurify-steps__layout { display: grid; grid-template-columns: minmax(0, 1.65fr) minmax(0, 1fr); gap: 35px; align-items: stretch; }
.insurify-steps__panel { background: #fceae5; border-radius: 14px; padding: 35px; min-width: 0; }
.insurify-steps__panel .insurify-section-title { margin-bottom: 25px; }
.insurify-steps__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }

.insurify-steps__card { background: #fff; border-radius: 12px; padding: 22px 18px; min-width: 0; }
.insurify-steps__num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: #f4512a;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 20px;
}
.insurify-steps__card h3 { color: #092334; font-size: 16px; font-weight: 700; line-height: 1.3; margin-bottom: 12px; }
.insurify-steps__card p { color: #555; font-size: 14px; line-height: 1.6; margin: 0; }

.insurify-steps__photo { min-width: 0; overflow: hidden; border-radius: 14px; }
.insurify-steps__photo img { display: block; width: 100%; height: 100%; object-fit: cover; object-position: center; }

/* FINAL CTA */
.insurify-cta { padding: 110px 0 150px; background: #051125; }
.insurify-cta__inner { display: grid; grid-template-columns: minmax(0, 1fr) 280px; column-gap: 70px; align-items: center; }
.insurify-cta .insurify-section-tag { color: #f4512a; margin-bottom: 15px; }
.insurify-cta__title { color: #fff; font-size: clamp(28px, 3vw, 40px); font-weight: 700; line-height: 1.2; margin-bottom: 22px; }
.insurify-cta__body { color: #d5dce6; font-size: 17px; line-height: 1.7; margin: 0; }
.insurify-cta__actions { grid-column: 2; grid-row: 1 / span 3; display: flex; flex-direction: column; gap: 16px; }

.insurify-cta__button { display: inline-flex; align-items: center; justify-content: center; gap: 12px; width: 100%; padding: 14px 20px; font-size: 15px; white-space: nowrap; }
.insurify-cta__button img { width: 16px; height: 16px; flex: 0 0 16px; display: block; }


/*--------------------------------------------------------------
# MEDIA QUERIES (widest first so narrower ones win)
--------------------------------------------------------------*/

/* TABLETS (991 and below) */
@media (max-width: 991px) {
  /* intro */
  .insurify-intro { padding: 55px 0; }
  .insurify-intro__layout { grid-template-columns: 1fr; gap: 30px; }
  .insurify-intro__card { max-width: none; width: 100%; }

  /* steps */
  .insurify-steps { padding: 55px 0; }
  .insurify-steps__layout { grid-template-columns: 1fr; gap: 24px; }
  .insurify-steps__photo { height: 400px; }
  .insurify-steps__photo img { object-position: center 40%; }

  /* cta */
  .insurify-cta { padding: 85px 0; text-align: center; }
  .insurify-cta__inner { display: block; }
  .insurify-cta__body { max-width: 760px; margin: 0 auto 32px; }
  .insurify-cta__actions { flex-direction: row; justify-content: center; flex-wrap: wrap; gap: 12px; }
  .insurify-cta__button { width: auto; }
}

/* TABLETS ONLY (641–991) */
@media (min-width: 641px) and (max-width: 991px) {
  .insurify-coverage { padding: 55px 0; }
  .insurify-coverage__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .insurify-coverage__card:nth-child(1) { order: 3; grid-column: 1 / -1; }
  .insurify-coverage__card:nth-child(2) { order: 1; }
  .insurify-coverage__card:nth-child(3) { order: 2; grid-column: auto; }
}

/* LARGER TABLETS (768–991) */
@media (min-width: 768px) and (max-width: 991px) {
  .info-hero--insurify { --hero-h: 480px; }
  .info-hero--insurify .info-hero__sub { max-width: 440px; }

  .info-hero--insurify::before {
    width: 100%;
    background:
      linear-gradient(90deg,
        #051125 0%,
        rgba(5, 17, 37, .96) 25%,
        rgba(5, 17, 37, .80) 50%,
        rgba(5, 17, 37, .25) 100%
      ),
      url('../../assets/images/insurify/info_hero_insurify_599379867.webp')
      45% center / cover no-repeat;
  }
}

/* HERO CONTENT FIX (641–860) */
@media (min-width: 641px) and (max-width: 860px) {
  .info-hero--insurify {
    height: auto;              /* let the content set the height */
    min-height: 580px;
    padding-top: var(--nav-offset);
    padding-bottom: 0;
    align-items: safe center;  /* if it ever overflows, never clip the top */
  }
  .info-hero--insurify .info-hero__inner { padding-top: 55px; padding-bottom: 55px; }
}

/* SMALL TABLETS (641–767) */
@media (min-width: 641px) and (max-width: 767px) {
  .info-hero--insurify { --hero-h: 520px; }
  .info-hero--insurify .info-hero__sub { max-width: 440px; }

  .info-hero--insurify::before {
    width: 100%;
    background:
      linear-gradient(90deg,
        rgba(5, 17, 37, .95) 0%,
        rgba(5, 17, 37, .85) 25%,
        rgba(5, 17, 37, .45) 65%,
        rgba(5, 17, 37, .15) 100%
      ),
      url('../../assets/images/insurify/info_hero_insurify_599379867.webp')
      35% center / cover no-repeat;
  }
}

/* MOBILE (640 and below) */
@media (max-width: 640px) {
  /* hero */
  .info-hero--insurify::before { background-position: center, 45% center; }

  /* coverage */
  .insurify-coverage { padding: 45px 0; }
  .insurify-coverage__grid { grid-template-columns: 1fr; gap: 18px; }
  .insurify-coverage__card { padding: 24px; }
  .insurify-coverage__card:last-child { grid-column: auto; }
  .insurify-coverage__icon { width: 56px; height: 56px; flex-basis: 56px; }

  /* steps */
  .insurify-steps { padding: 45px 0; }
  .insurify-steps__panel { padding: 24px; }
  .insurify-steps__grid { grid-template-columns: 1fr; gap: 14px; }
  .insurify-steps__card { padding: 20px; }
  .insurify-steps__num { margin-bottom: 12px; }
  .insurify-steps__photo { height: 340px; }

  /* cta */
  .insurify-cta { padding: 65px 0; }
  .insurify-cta__title { font-size: 28px; }
  .insurify-cta__body { font-size: 15px; }
  .insurify-cta__actions { flex-direction: column; align-items: stretch; }
  .insurify-cta__button { width: 100%; }
}

/* SMALL MOBILE (575 and below) */
@media (max-width: 575px) {
  .insurify-intro { padding: 45px 0; }
  .insurify-intro__card { padding: 25px; gap: 18px; min-height: auto; }
  .insurify-intro__logo { flex-basis: 80px; width: 80px; height: 80px; padding: 10px; }
  .insurify-intro__card-content h3 { font-size: 19px; }
  .insurify-intro__content p { font-size: 15px; }
  a.insurify-intro__card { padding: 25px; gap: 18px; min-height: auto; }
}

/* === END: info pages === */












/* === END: info pages === */